Coach-built motorhome

Insurance
What is insured?  Legal liability for death or injury to any other person, including passengers  Legal liability for damage to other people’s property up to £5,000,000  Loss or damage caused accidentally, or as a result of malicious damage, fire and theft up to the market value  Windscreen repair / replacement subject to £100 excess  Personal Accident Benefits: For you or your partner (see policy wording for definition) for death, loss of limb(s)/eye(s) up to the sum of £5,000  Medical expenses. Up to £200 per person  Foreign use. For up to 30 days in total in any period of insurance  Courtesy van for a period not exceeding 14 days or the duration of the repair whichever occurs first  In-vehicle entertainment & navigation equipment – unlimited if fitted as standard or up to £500 if not fitted as standard  Replacement locks up to a value of £500 if your vehicle key or the card entry system for the insured vehicle is stolen  Uninsured driver promise. Following an accident that is caused by an uninsured motorist we will refund the cost of your excess and restore your No Claim Discount.  Vandalism promise. If you make a claim caused as a result of vandalism, you will not lose your No Claim Discount.  Emergency transport & accommodation. If you are not able to drive as a result of an incident covered under section A or B we will assist in getting you and your passengers to a safe location. We will also pay you up to £100 per person in respect of alternative transport to reach your destination or emergency overnight accommodation.  Child car seat cover. If you have a child car seat fitted to the vehicle that is involved in a covered loss, we will cover the cost of replacing the seat even if there is no damage to it. What is not insured? You will be responsible for the first part of any claim – this is known as the “Excess”. The Excess will be shown on your Schedule or in the Document of Insurance and can be advised to you by your insurance intermediary If your van is damaged while a young or inexperienced person (including you) is driving, or is in charge of the van, you will have to pay the excess as shown on your schedule Loss or damage when your vehicle is left unattended if the last person in charge of your vehicle before the loss or damage happened is not shown on your certificate of motor insurance as allowed to drive Damage to or loss of your vehicle or its accessories when your vehicle is left unattended unless your vehicle is fully secured Loss or damage caused by an inappropriate type or grade of fuel being used Loss of or damage to tyres caused by braking, punctures, cuts or bursts Loss or damage caused deliberately by you or any person who is in charge of the insured vehicle with your permission Any liability to others, or loss or damage to any van covered by this insurance when the van is being driven in an unsafe, unroadworthy or damaged condition or does not have a valid MOT certificate when needed or the van is carrying a load or a number of passengers which is unsafe or greater than the manufacturer's specifications. Mechanical, electrical, electronic, computer or computer software breakdowns, failures, faults or breakages. The loss of, or damage to, your van resulting from fraud, deception or attempted fraud or deception or by the use of a counterfeit or other form of payment which a bank or building society will not authorise. Loss of or damage caused by someone taking the insured vehicle without your permission, unless the incident is reported to the police and assigned a crime reference number and you do not subsequently withdraw that statement Damage caused by frost unless you took precautions to protect the insured vehicle. Are there any restrictions on cover? ! We will not provide any cover under this insurance (other than that required by the Road Traffic Acts), if an accident occurs whilst you or any other insured person whilst driving; a) Is found to be over the lawful limit for driving with alcohol; or b) Is driving whilst unfit through drink or drugs, whether prescribed or otherwise; or c) Fails to provide a sample of blood, urine or breath when required to do so, without a lawful reason. In addition, we will recover from you or the driver all sums paid (including legal costs) whether in settlement or under a judgment of any claim arising from an accident. ! Where an excess applies you will be required to pay this in the event of a related claim. Excesses are shown on your schedule or in the Document of Insurance ! Courtesy vans are not always available but we will always do our utmost to provide you with assistance and where possible supply a van within 48 hours following collection of the damaged vehicle. Some specialist repairers or repairers not on our approved repairer panel may not be able to provide you with a courtesy van. You are not entitled to a courtesy van if it is believed your vehicle is beyond economical repair. Courtesy vans must be cared for by you and as such you will be responsible for any damage, unauthorised use and any penalties associated with its use ! Loss or Damage in respect of theft or attempted theft of your vehicle may be excluded unless your vehicle is kept as you declared at inception or renewal or following a change of address ie: garaged or on private property ! Your policy cover may be inoperative and of no effect if your vehicle is driven in excess of the annual mileage you have disclosed at the inception or renewal of your policy. Please refer to your insurance intermediary for confirmation of cover ! Loss or damage in respect of theft or attempted theft of your vehicle may be excluded if you have an alarm, immobiliser or tracking device fitted to your vehicle and it is not operative. Please refer to your insurance intermediary for confirmation of cover. Where am I covered? You are covered to drive in:  UK  Any member country of the European Union for up to 30 days in total in any period of insurance  Andorra, Iceland, Liechtenstein, Norway, Switzerland, Serbia for up to 30 days in total in any period of insurance You must notify your insurance intermediary of the details of any journey outside of the UK prior to travelling.

Roadside assistance
If the vehicle is immobilised following a breakdown or an incident, you will be covered by the assistance provided by the owner. A dedicated number will allow you to contact the assistance company and will inform you about the treatment steps.

Secure payment
When you pay on Yescapa, the vehicle owner's remuneration is kept in a single and secure wallet until the day after you leave on rental. So, no unpleasant surprises, the owner welcomes you on the day of departure to prepare your first steps with his vehicle. A few days later, the remuneration arrives in the owner's bank account.

Departure security
If you are unable to start your rental due to a vehicle breakdown or for reasons related to the owner, our team will offer you other vehicles that meet your travel criteria, or you will be fully reimbursed.